Ok so in a previous rant I was bitching about the social services system that I am now a part of... you can read it here if ya haven't already...
Well now I am paying into the child/spousal support program. The way the program works until they start to dock my check I send them a check. Then when they get the check they send the payment to my wife. Now that process takes over a week. So my wife calls them and says "Can he just give me a check directly? "..."No that is not how the process works, yes he can give you a check, but that will not be credited as a support payment. We must process the check, then we release the money to you." ... "But we really need the money now and he is willing to give us a check or cash and if I give him a receipt that I got the money and it was for the support isn't that good enough". ... "NO! He must mail the payment to our office and we will process it and then credit the payment and release the finds to you." ... "Why can't he just pay me and save the time and hassle, plus we really need the money now." ..."Because we must process the payment first and then release the funds to you...that is how the system works."
So I sent the check...and loaned her some money until she gets the money from me via the state agency that will cash the check and send her a payment.
THE SYSTEM IS FUCKED! The system is set up to keep the system set up. By paying her directly...that leaves 6 or 10 state employees out of the loop. And what if EVERYONE that has a civil relationship with their spouse wanted to do the same. MY GOD!!!! That would lead to the elimination of a few jobs and the system cannot have that. What is that line from Blazing Saddles... "We have to protect our phoney baloney jobs here, gentlemen!"... And that is what the bulk of the system...and really it is any governmental system is about.
So instead of letting people use common sense, and working things out among themselves if they can. They mandate a bureaucratic cock block every step of the way.
And this is just a social program that not everyone participates in. Imagine what the Ocare will be like when every person in the USA has to be involved. FUCKED...that will be the nice word for it...more like America will be OBAMAED.
Saturday, June 30, 2012
Friday, June 29, 2012
The devil is in the details...and other things.
So I have been reading up on the pending Ocare. And well lets just say the devil is in the details.
First off if you have over 50 (not sure if that is total workers or total insured workers) you will have to pay a tax of $2000 on each person that is not insured. So I am guessing that if you are covered under your spouse's policy at another job you would have to show proof. A new level of record keeping for the HR department. And I am sure that would have to be checked every 6 months or so.
I wonder how many empoyers are gonna keep their payroll at 49? I wonder how many are gonna reclassify their people as private contractors? I wonder how many are gonna save $$$ buy just paying the TAX because it would be cheaper than paying the insurance?
Then the individual has to pay a tax of between $95 to $695. But I am sure that would be just a line item on the 1090EZ. The last thing the government wants is for the peons to send in a check and actually feel the pain of taxation. So you have two entities being taxed on the same event.
Now if that was not bad enough this idea of insurers must cover pre existing conditions will also be a major disaster. Lets say Mike is 27 in good health makes $35K a year as a landscape guy. He gets into a car accident...he has no insurance just been paying a $150 a year tax. Once he gets into the hospital he calls Blue Cross and says I wanna sign up! Guess what...they have to take him and pay for his coverage even though he has not paid into the system. Why? Because they cannot deny a pre existing condition. The taxes collected do not go to the insurance companies...SO what insurance company is going to stay in business that way? They won't! There will not be any private health insurance for the masses...just high priced boutique companies and I would say even high end clinics and hospitals.
Once everyone is on the fall back plan then they will have the majority by the balls. So someone with a massive ego and God complex will sit in judgment over who gets what. Of course they will have all the info they need on you...they will cross reference your name with the voter rolls. So they will know what party...and if you are not in the party that wants to advance such "noble" social causes...well your care may take a bit longer.
Preventive care as they will call it, will take a whole new turn. All expectant mothers will be required to have amniocentesis, and birth defects will be treated like a cancer. After all...it will be much to expensive to care for a "defective human". Non approved behaviors will be taxed to the max...but not to the point that people quit, because they still want the tax revenue. Speed limits will be lowered to 50MPH all in the name of saving money on increased health care costs. However they will not change the helmet laws regarding motor cycles. After all not wearing a helmet in a crash results in a greater number of deaths...and deaths are cheaper.
Perhaps one if the only benefits of Ocare will be the border will be locked down. Either by the feds, or by private groups fed up with paying for free heath care for people that do not pay anything into the system.
However there is a silver lining. We have elected officials and that was exactly what the Chief Justice was saying in his opinion. It is up to the citizens to elect people that create the policy we want. So come November, we can change the people and they can change the law.
First off if you have over 50 (not sure if that is total workers or total insured workers) you will have to pay a tax of $2000 on each person that is not insured. So I am guessing that if you are covered under your spouse's policy at another job you would have to show proof. A new level of record keeping for the HR department. And I am sure that would have to be checked every 6 months or so.
I wonder how many empoyers are gonna keep their payroll at 49? I wonder how many are gonna reclassify their people as private contractors? I wonder how many are gonna save $$$ buy just paying the TAX because it would be cheaper than paying the insurance?
Then the individual has to pay a tax of between $95 to $695. But I am sure that would be just a line item on the 1090EZ. The last thing the government wants is for the peons to send in a check and actually feel the pain of taxation. So you have two entities being taxed on the same event.
Now if that was not bad enough this idea of insurers must cover pre existing conditions will also be a major disaster. Lets say Mike is 27 in good health makes $35K a year as a landscape guy. He gets into a car accident...he has no insurance just been paying a $150 a year tax. Once he gets into the hospital he calls Blue Cross and says I wanna sign up! Guess what...they have to take him and pay for his coverage even though he has not paid into the system. Why? Because they cannot deny a pre existing condition. The taxes collected do not go to the insurance companies...SO what insurance company is going to stay in business that way? They won't! There will not be any private health insurance for the masses...just high priced boutique companies and I would say even high end clinics and hospitals.
Once everyone is on the fall back plan then they will have the majority by the balls. So someone with a massive ego and God complex will sit in judgment over who gets what. Of course they will have all the info they need on you...they will cross reference your name with the voter rolls. So they will know what party...and if you are not in the party that wants to advance such "noble" social causes...well your care may take a bit longer.
Preventive care as they will call it, will take a whole new turn. All expectant mothers will be required to have amniocentesis, and birth defects will be treated like a cancer. After all...it will be much to expensive to care for a "defective human". Non approved behaviors will be taxed to the max...but not to the point that people quit, because they still want the tax revenue. Speed limits will be lowered to 50MPH all in the name of saving money on increased health care costs. However they will not change the helmet laws regarding motor cycles. After all not wearing a helmet in a crash results in a greater number of deaths...and deaths are cheaper.
Perhaps one if the only benefits of Ocare will be the border will be locked down. Either by the feds, or by private groups fed up with paying for free heath care for people that do not pay anything into the system.
However there is a silver lining. We have elected officials and that was exactly what the Chief Justice was saying in his opinion. It is up to the citizens to elect people that create the policy we want. So come November, we can change the people and they can change the law.
Thursday, June 28, 2012
Charnigocare!
I first wrote this on September 9th 2009...guess what it was a good idea then...and it is now.
Dad always preached to us Charnigo boys KISS (Keep It Simple Stupid), and that is what can be done with heath reform. So here is my plan, I have no degree just 41 years of common sense.
1) End state regulation of Health Insurance; make a universal national standard all companies must follow. As it is now each of the 50 states have their own standards and if you live in PA you can only buy a policy that is from a company in PA. So costs vary from state to state.
2) Create a “free” market for the sale of health insurance. End the practice of the employer buying the policy for us. Instead create a system like the 401K were the employer contributes to an account that we then use to help fund the policy we buy.
3) Give credit for healthy activities. If you belong to a gym or a sports club you get a discount. All smoking succession programs and classes should be free, funded by the taxes ALREADY collected from cigarettes.
4) Create the National Health Service. The National Health Service will consist of a University just like the Naval Academy or West Point. For the promise of service we will train doctors and all ranges of medical specialist from LPNs to Radiologists, to Brian Surgeons. These will be used to staff National Clinics and Hospitals in the poorest areas of the country. But each congressional district will have at least one clinic. The idea is to provide a safety net not a primary care for everyone. Anyone can use the services but they may have to pay if they have insurance already.
5) The employer’s contribution the Health Savings Account and the citizen’s payment to the health insurance will be made using pre tax dollars like now. However if you make under $75K 100% of your contribution will be 100% tax deductable.
6) The funding for all these things will be done in part by closing the tax loop holes that allow companies to be incorporated off shore, and allow private citizens to funnel money into off shore tax havens.
7) End all TV and print ads for both lawyers and medical services and drugs that are not over the counter.
8) Tort reform- Enact a loser pays system, also limit the amount of punitive damages to $1 Million in a life time per person. Compensatory damages will be awarded by a board of made up of physicians and medical providers not by a room full of lawyers.
Well that is 8 things and takes less than a page. Sure I may have missed some things but it is a start.
Dad always preached to us Charnigo boys KISS (Keep It Simple Stupid), and that is what can be done with heath reform. So here is my plan, I have no degree just 41 years of common sense.
1) End state regulation of Health Insurance; make a universal national standard all companies must follow. As it is now each of the 50 states have their own standards and if you live in PA you can only buy a policy that is from a company in PA. So costs vary from state to state.
2) Create a “free” market for the sale of health insurance. End the practice of the employer buying the policy for us. Instead create a system like the 401K were the employer contributes to an account that we then use to help fund the policy we buy.
3) Give credit for healthy activities. If you belong to a gym or a sports club you get a discount. All smoking succession programs and classes should be free, funded by the taxes ALREADY collected from cigarettes.
4) Create the National Health Service. The National Health Service will consist of a University just like the Naval Academy or West Point. For the promise of service we will train doctors and all ranges of medical specialist from LPNs to Radiologists, to Brian Surgeons. These will be used to staff National Clinics and Hospitals in the poorest areas of the country. But each congressional district will have at least one clinic. The idea is to provide a safety net not a primary care for everyone. Anyone can use the services but they may have to pay if they have insurance already.
5) The employer’s contribution the Health Savings Account and the citizen’s payment to the health insurance will be made using pre tax dollars like now. However if you make under $75K 100% of your contribution will be 100% tax deductable.
6) The funding for all these things will be done in part by closing the tax loop holes that allow companies to be incorporated off shore, and allow private citizens to funnel money into off shore tax havens.
7) End all TV and print ads for both lawyers and medical services and drugs that are not over the counter.
8) Tort reform- Enact a loser pays system, also limit the amount of punitive damages to $1 Million in a life time per person. Compensatory damages will be awarded by a board of made up of physicians and medical providers not by a room full of lawyers.
Well that is 8 things and takes less than a page. Sure I may have missed some things but it is a start.
Thursday, June 21, 2012
Social Services = Family Destruction=Growing Government
Well I am now sucked into the social services system in America. I have discovered the main objective of the social services is to perpetuate the existence of the social services system. Now I am not gonna go into all the personal details about MY situation. But if you ask and if I know you I will give them to you.
So here we have a system that wants to create more teat suckers than it wants to create productive tax paying citizens. Here we have a system that wants to keep families broken so they will have to be involved in the system longer and keep them relying on the manna from the tax payers.
It does this by keeping the parties involved in constant conflict, and hopes that this creates more conflict and tension and use of government programs and services.
This is a failed and harmful approach. The best and most successful unit is the family. These agencies should be working hard to keep families together not to tear them apart. BUT...they know a broken family needs more government services and thus...keeping the Leviathan of government going and growing.
Imagine if the social services really cared about creating and uniting families...the strength and unity that would sweep across America, the lives and communities that would be improved...the BILLIONS of tax payers money that would be saved and in turn dumped back into the economy!
But sadly that will not be the case. These folks do not have a mindset of uniting families, and finding a better way. No they only have one goal, to grow the bureaucratic bloat as much and as fast as possible, and they do that by keeping families in a state of conflict in perpetuity.
The social services should be about creating an opportunity for growth and unity in ones self and ones family. It should be the safety net and the helping hand, It should not be the hammock and the handout. It should work to unite, not work to divide. Until that happens...it will be worthless.
So here we have a system that wants to create more teat suckers than it wants to create productive tax paying citizens. Here we have a system that wants to keep families broken so they will have to be involved in the system longer and keep them relying on the manna from the tax payers.
It does this by keeping the parties involved in constant conflict, and hopes that this creates more conflict and tension and use of government programs and services.
This is a failed and harmful approach. The best and most successful unit is the family. These agencies should be working hard to keep families together not to tear them apart. BUT...they know a broken family needs more government services and thus...keeping the Leviathan of government going and growing.
Imagine if the social services really cared about creating and uniting families...the strength and unity that would sweep across America, the lives and communities that would be improved...the BILLIONS of tax payers money that would be saved and in turn dumped back into the economy!
But sadly that will not be the case. These folks do not have a mindset of uniting families, and finding a better way. No they only have one goal, to grow the bureaucratic bloat as much and as fast as possible, and they do that by keeping families in a state of conflict in perpetuity.
The social services should be about creating an opportunity for growth and unity in ones self and ones family. It should be the safety net and the helping hand, It should not be the hammock and the handout. It should work to unite, not work to divide. Until that happens...it will be worthless.
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