Student Loans keep growing...

"Student loans have more than tripled over the past decade, according to new data from the Federal Reserve.

Student loan debt hit $904 billion in the first quarter of 2012, up from $241 billion a decade ago, according to the Federal Reserve Bank of New York quarterly household debt report. That's up 275% since the same period in 2003."

Why is that? Oh I know the educrats in "big education" keep telling everyone they "need" a collage degree. They do not care if they have the aptitude or even the desire. They just keep drilling into their heads you "have to go to collage". So from the local community collage to small state U to Big State U they are filled to the brim with kids flush with student loans. Those loans prop up the entire pyramid scheme. Well now , if I can borrow Obama's preachers favorite line...."The Chickens are coming home to roost." Big Education has gotten so big it needs even more student loans...I mean students. To keep the scam going. Do you see cuts in the collages in universities? Not token cuts...but real draconian cuts to keep the cost down. HELL NO! So what happens...Big Education keeps taking the loan cash...and churning out people that do not have the ability to get a job to pay back the loan. But what do they care...Big Education cashed the checks. So now we have a class of folks who for better or worse were pressured by the educrats and Big Education to get student loans and go to collage but they cannot find a job that can help them pay off the massive debt they are under. So what happens next...that is the ticking sound you hear. A massive student loan bomb that is going to affect everyone. Well almost everyone...I am sure the Educrats and Big Education will be ok...after all...the checks cleared. 

The solution is simple but Big Education won't like it...that is...not everyone needs a collage education. Not every job needs someone with a degree. Or just make getting loans tougher, if you go to the bank and they say..."So what are you getting a degree in? " and you say "Woman's studies" or "Art History" or "Archaeology"...well good luck...but we are not giving you a loan. Come on...the banks are making an investment and they should not have to loan money to some one who will be getting a degree that will not have a ROI. And there should not be ANY government backed student loans they are taking a risk but are not getting any reward. 

Maybe if Big Education had to really earn it's tuition...they would be more selective,on it's students and staff. But as long as Big Education keeps getting checks with out consequence of the product it churns out. Nothing will ever change...and the edudebt bomb will explode. And many of those same educrats will be out of a job like the unqualified students they churned out. 

Well that is just the way I see it...then again I am an evil genius. 

Lawyers, psychologists and chiropractors!

Lawyers, psychologists and chiropractors are all kinda the same job. First...you only go to them as a last resort. Something real shitty had to happen to you. Second they cost a fortune in relationship to the amount of work you see them do. The psychologists are the worst, because all they do is listen...REALLY ...you get paid to LISTEN! The other two are actually doing something you can see...but not the shrink. Third...when you first go you kinda feel good, they listen to you, they make you FEEL better for a bit. It is all kinda cathartic really. But then...well then it all sinks in....they are NEVER going to stop asking you to come back. You never get better, feel better or get all your problems resolved. They keep making money off your misery...and the more you go...the more miserable you feel...but you keep on going hoping that you are eventually gonna feel better than the day the shitty thing happened that sent you to them in the first place. I think common sense and logic should trump the lawyer. No law or rule should be so complex that is can't be written in 1 or 2 sentences. As for the shrink...well that is simple...you go there...unload all the shit you need, they listen ask if you feel better? You say "yep"...they say...come back when you need to vent again. The chiropractors...well they need to crack what needs to be cracked, align what needs to be aligned...ask if you feel better...you say "Yep" and they say come back when you feel "creaky" again.  This crap where we MUST keep coming back is BULL SHIT and it is just done for job security.

Some one always has it worse....

You know when you are having a hard time...maybe going through a divorce, or some one close to you is very ill, and some one says...well to feel better think of those that have it worse...thats BULL SHIT! 

That never works...EVER! Do you think the guy living in a hut in Haiti feels better thinking about the guy in Somalia who has no hut...FUCK NO! Why...because he is living in a hut in Haiti and prolly has never even heard of Somalia unless some Red Cross worker came by and said...."Well I have seen worse...so look on the bright side you have a tar paper shack with a metal roof...I was just in Somalia and he didn't even have a hut!" Great...now get the fuck out! 

How comedy gigs are like dating...

When you are a comic the shows are a lot like women and dating. It is filled with ups and downs.In the beginning you start with the open mic. Those guys are like your gang in HS. Guys that you see every week or more and share in your struggle and know all about you. After you open mic a while, you are happy just to get a gig. That is like when you first start dating...yea...I am going out with some one and not hanging with my pals or staying home. They don't happen a lot and you see your other friends getting them too...and you are like...What? Why him...I am funnier than him...they should have picked ME! Then...you start getting gigs that feed you...now you are movin' up...that is like getting to second base. WOW...they are gonna feed me! This is great...I am on my way. NOT SO FAST...  See giving away a free meal to a club is well nothing...hell they write down meals all the time, and get a tax deduction. Some times you might be stuck at second base for a while...and that is OK...gotta get better, and you are getting some food.

 Now is about the time you are introduced to the SDT of stand-up...the bringer. See a bringer is a show that requires the comic to bring some friends to get stage time, sometimes it is 3 sometimes it can be like 7 or 10. That is like saying...hey...yea...you can come to the party...we like you enough to invite you...but bring some friends...and have them each bring some beer. Some guys get infected with the Bringer SDT, and they don't even know it. They think it is normal...but what it is, is a lazy club owner or promoter that wants you to do more work than him. In this day and age, we all have the ability to promote and over promote our shows. And the more bringers you do as a comic the harder it is to get people to come...because face it...even though they like you and know you are funny...they have heard all your shit 5 and 6 times before. Now some guys keep doing bringers because they think they are good...that is like the chick in school that always put out thinking she is popular. She was not popular because she was good...she was popular because she put out. And a crappy club owner loves a comic that can put asses in the seats, even if he is no good. Now...a good club owner will always book quality, because quality comics not only put asses in the seats...they put asses in the seats that want to come back. 

After you have protected your self from the bringers...or have been cured. You move on. The next level is getting real money...yep paid. Now that is 3rd base in dating. WOW...they want to PAY ME! Cash money!!! This is awesome! After a while you really start getting down...why...because even though you got paid, you are not working as much. SO...like in dating...you want to be out as much as you can. But just like women there are only enough shows. You might have worked 8 or 9 weekends in a row in your area and you are on top of the world. Then...nothing....all your friends from open mic are gigging...why not me! Then self doubt creeps in...what is wrong with me, do they not find me funny any more? You go back to the open mics you abandoned because your were "working". Your friends are there...well the ones that do not have a gig the next night...and they comfort you..."Dude, you still are funny. Maybe you are not what they are looking for? Maybe you need to work on new stuff, or tighten the old stuff" That is comedy talk equal to, "go on a diet, change your hair style, get a new wardrobe."... Then...the phone rings...A gig! Whoo Hoo...I still have it! What you want me to do a 4 show weekend you are gonna pay for the hotel, a meal and I get $XXX ?!? Now you have your mojo back, just like when that cute chick you saw after that gig finally calls you to go out! You show up at the open mic...and all your buddies are happy for you...on the out side...but really pissed off and are questioning if they are funny now, why did he get that gig...I am better than him they think. 

But you don't care...because you got a great gig...for now. It wont be long before the entire cycle starts at the next level. Being a road comic, and longing for a TV spot. 

Less than 5 cents...the math the media won't do.

So it seems the Obama administration and the media...they are the same anyway...have gotten their collective briefs in a bunch over this JPMorgan-Chase loss of $2 billion. Now that may seem like a boat load of cash ...or 4 summer vacations for Michelle. But what if I said..."You just lost 50¢ out of a bag that had $100 in it!" Would you go ape shit over that loss of 50¢? See because that is what it really comes down to. The bank lost $2 billion out of a $400 billion portfolio...and get this...they have over $1.27 TRILLION invested. So that means they lost $2 billion of a total of 1.27 Trillion .  So they lost .5% of the $400B and... .0016% of the $1.27 Trillion. Yes...they lost less than 1/10th of a penny....and for that...the leftist demand more regulations to protect the little people from the "big evil banks"....yea...so who protects the little people from an out of control government?  Looks like it is gonna be Smith & Wesson. Hey I don't think banks should be unregulated, but lets just do the math before we wrap them in the regulatory prophylactic that the left seems to think they need. Investment is about taking a risk...and losing less than a penny...well that is not much of a risk now is it. 

Sometimes I really enjoy being an evil genius

When ever I get into a discussion with folks about homosexual "rights" I often bring up that it is a choice. They immediately come back at me with it is biological. Now most people that are heterophobes are also pro choice...ok...I am gonna say 99.9999999998% ARE pro choice. So then I say ..."Ok what if you are right...and it is biological...and they find a gene that is for lack of a better word...the "homo gene."..."Oh that would be great it would prove once and for all that homosexuality IS biological...and you would be WRONG!!!"...they usually reply.

Ok then...now what IF people start to have their fetus' tested for the "homo gene"...and when they find out...they decide to abort the fetus because they do not want a homosexual child??? ... "Oh that would be horrible...wrong...morally offensive to kill a fetus..." Oh?? So you are pro life now?

 Sometimes I really enjoy being an evil genius...ok...using common sense and logic.

The slippery slope...

Ahh yes the slippery slope of unintended consequences, or are they? Seems that while everyone has got their underwear bombs in a bunch over a majority of the citizens of North Carolina, joining with a 31 state majority, of prohibiting homosexuals from getting married, they the heterophobes are either missing the point...or have a very sinister master plan.

I do not think a majority of Americans would have issues with civil unions. A legal contract between to people granting them the EXACT same legal rights that married people enjoy. No the problem is with the word MARRIAGE. See marriage is a church function that the government leached on too. Not the other way around...the GOVERNMENT got involved it the church FIRST. Not the other way around as the heterophobes would have you believe.

The slippery slope...or sinister plan is this...what do they (the heterophobes) do when a church or synagogue refuses to allow homosexuals the right to marry because it conflicts with their moral teachings? Hmmm....
Can you say ACLU...they will use the ACLU to sue the churches into violating their core beliefs.

Why else would the heterophobes be demanding marriage and not just the acceptance of a legal contract called a civil union?

The churches should dissociate with government marriages all together. The reverends, priests, and rabbis should refuse to do any paperwork or sign any marriage licences in protest.  Force EVERYONE that wants to get married to also have to go the the Justice of the Peace for it to be legal in the eyes of big brother. This is not a new idea...there are plenty of places that do just that. Germany is one. Imagine... all those people who get married in churches being forced to the local county seat and tying up the system so they can have their civil unions recognized too?

Let marriage be the religious service, and the civil union be the government document. Unless of course your real goal is to divide the country, and create havoc with the organized religion you loath.

Kids ask the craziest questions...

Ok so for what ever reason last night we were watching the Voice. Out of the blue Jake age 11 asked..."What's a bris?"... I being the bright and honest father that I am tell him..."It is a Jewish religious circumcision ceremony done by a special person called a mohel."...and I thought that was a good enough answer to shut him up. But no...the fun was just beginning..."What is a circumcision?" was his next question. Oh no...now I have entered into a morass...can't keep my mouth shut and say "I don't know" , Nope...if I am gonna be the engineer of this run away train I gotta make sure it plunges all the way down into the canyon. "Ok Jake...you know how your penis has that helmet thing on the top...well that is not how it normally looks when you are born....When you are born it has some extra skin that makes it look kinda like a sausage. It is kinda hard to keep clean that way so most people have it cut off just after they are born". "WHAT!!!!!!!...you have to cut skin off my peepee! OH...this is gonna make the best lunch table story...I am gonna tell everyone. See if they have theirs cut off too"...that's it...next time..."I don't know...google it!" Then I can just play dumb when I get the call from the school and the other parents. 

Words

As a comic I am always working with words, looking for new words and even making new words. One of the things I enjoy doing is using the "buzz words" of the leftist against them. Boy do they hate that...first you crush them with logic and common sense, then your coup de grâce is the very words they use. 


The leftist like to say they are the champions of choice, tolerance and diversity...that is unless you chose to have a diverse opinion and they cannot tolerate that at all.  Then they will call you names...because they cannot use logic and common sense to defend their talking point opinion.  They use words like racist,white supremacist, and homophobe. 


Well racist works both ways...and the more they use it...well the less impact it has really. I have gone to calling folks like Jessie Jackson and Al Sharpton black supremacist. I think it is fitting, and it is there true nature. Perhaps if buffoons like them were pushed to the margin, a real dialog could take place. 


The next word I have started to use is heterophobe...although you can tack -phobe to the end of any leftist cause and it will have the same affect. Why is it OK for the heterophobe to attack my logic and common sense belief, but I am called a hater when I disagree with there illogical view. 


Now here is where the real fun begins...I call homosexual behavior illogical...some can call it immoral...that is fine. But morals can be nebulous to some and really just an opinion...even if it is a globally accepted one. 


Here is how you shut down the heterophobe... First ask them if they believe in evolution. Them being good leftist they will proudly say..."Of course!" 
Then you ask, well what evolutionary purpose does homosexuality serve? It does not advance the species by procreation...and if homosexuality became and accepted and dominate form of behavior...well then that species would become extinct. 


That is when they walk away in a huff...and call you an intolerant homophobe. But really who is the -phobe...and who was intolerant? 


Words...when used well can be much better than punches...even though you want to punch them.

No Fly for You...and your entire country!

So the CIA nabbed another underwear bomber...this bomb was like the other in that it was free of metal and thus unable to be detected by current methods. I am sure this will lead the TSA folks to even more intrusive inspections in the name of safety and security.

I think the time has come to play hardball. Ban all air travel by people who hold passports from any country on the terror watch list. Ban air travel for anyone who has had a visa issued to visit any of those countries in the last 6 months. Will this piss some people off...you bet...but guess what...perhaps you should be holding your fellow countrymen accountable. Otherwise take the bus.

The government(s) do not have to do this, let the airlines do it. If United wants to allow Achmed and Aziz on ...fine...but before a ticket is purchased the buyer would know that United is allowing passengers access that are from countries on the terror watch list. SO...the market will be the arbiter. I would bet in a few weeks all US based airlines and many others would comply. So Achmed would be stuck trying to take down an Air Pakistan jet out of Karachi...and oh well.

I know many in the loonie class will whine about "profiling" or "discrimination"...and I say to them...get your head out of your bleeding heart ass and use some common sense. So far every one of these desert douche bags has fit the profile. They have not been Norwegian grand mothers, or infants from Wyoming. It is this lack of logic and common sense that has made the weenie class the laughing stock of humanity. Oh...and if you bleeding hearts feel so strongly...you are free to ride with them. And when that 747 is in pieces over the Horn of Africa...I am sure your bleeding heart will be literal.

If those countries want to live in the modern world...they will have to police their own people. Air travel is a privilege and not a God given right.